Optional Products

OPTIONAL PRODUCTS

Help protect the life you've worked so hard to build

Identity Watch ClassicTM and Identity Watch EliteTM

Discover how you can help protect your and your family's private information

Featured Program benefits: Identity Watch Classic Identity Watch Elite

Lost/Stolen Card Assistance

One-stop access to help with cancelling and replacing most of your lost or stolen cards.

$75 Computer Tune-up Reimbursement

Receive up to $75 (inclusive of taxes) every subscription year towards the cost of hiring a technician to tune up your computer.

Online Data Monitoring Service

Receive helpful email alerts if a match is made online to your registered personal information with the power of Internet Personal Information Patrol® (iPiP®)

Lost Item Return Service

Help get your or your family members' valuable items returned if they are lost with our Rebound® stickers.

Credit Monitoring Service (if your cards are lost/stolen)

If your cards are lost/stolen, you have the option to accept 6 months of credit monitoring service and receive a full credit bureau report and score.

Emergency Cash Transfer, Emergency Airline Tickets and Emergency Message Relay Service

Mobile Phone Registration, Important Document Registry, Sale Price Guarantee, and more

*Plus applicable taxes.
2 Billing only will occur after you have made your first transaction on your Canadian Tire Bank issued credit card.
Thereafter subscription fees will be charged in advance monthly to your Canadian Tire Bank issued credit card. See the Legal Information handout for all terms, conditions, limitations and exclusions. 

Terms and Conditions for Identity Watch Classic

Terms and Conditions for Identity Watch Elite

 

Credit Protector®

Provided by American Bankers Life Assurance Company of Florida
and American Bankers Insuranc Company of Florida.

Helps pay down the outstanding balance or make the monthly payments on your
Canadian Tire Bank issued credit card** when your family may need it most


Total
Disability

• Coverage applies if you become totally disabled and are unable to work for at least 30 days, and are treated by a qualified physician

• May provide you with a monthly benefit payment of up to $1,000 on the outstanding balance of your credit card**, up to a maximum benefit of $20,000.


Involuntary
Unemployment

• Coverage applies if you lose your job for at least 30 days through no fault of your own or, if you are self-employed, bankruptcy started by your creditors.*

• May provide you with a monthly benefit payment of up to $1,000 on the outstanding balance of your credit card** up to a maximum benefit of $20,000


Life &
Dismemberment

• Coverage applies to you and your spouse in the case of death, loss of sight in one eye, or the loss of a hand or foot

• This coverage changes to Accidental Death & Dismemberment at age 80

• May cover you with a one-time payment of your outstanding credit card** balance, up to $20,000


Terminal
Illness

• Coverage applies to you or your spouse if you are diagnosed with a terminal illness and given a life expectancy of less than 12 months

• May cover you with a one-time payment of your outstanding credit card** balance, up to $20,000

45-Day Right to Review


If you choose to cancel your coverage within the first 45 days of issuance of your Certificate of Insurance, any premiums you have paid will be credited to your Canadian Tire Bank issued credit card account.

The monthly premium is $1.10/$100*, of your average daily balance (less the outstanding amount of any Special Payment Plan), plus applicable taxes, in any month with an average daily balance of $10 or more. For example if your average daily balance is $350 you would pay just $3.85. The monthly premium reduces to $0.59/$100* of your average daily balance (less the outstanding amount of any Special Payment Plan), plus applicable taxes, at the age of 80.

* Plus applicable taxes, payable monthly. See the Certificate of Insurance for all exclusions, restrictions, limitations, terms and conditions.

Enrolment in Credit Protector is voluntary and can be canceled at any time. If you enrol in Credit Protector, your coverage is effective upon enrolment. You will receive a welcome package to confirm your enrolment. It contains a Certificate of Insurance (Quebec residents will also receive a copy of the Distribution Guide) and the complete details of the coverage such as benefits, limitations, exclusions and information on how to cancel or make a claim.

There exists on the market other insurance products that may include coverage similar to those offered by Credit Protector. You may want to verify whether or not you already have insurance that provides similar coverage.

Canadian Tire Bank has a financial interest in the sale of this insurance.

ENROL NOW

These optional products are available with every
Canadian Tire® MasterCard®

Canadian Tire Options MasterCard
  • Canadian Tire Options® MasterCard®

  • Canadian Tire Options® MasterCard®

  • Collect Canadian Tire ‘Money’®everywhere you shop, and collect 10X at Canadian Tire stores every day.
Yellow Gas Master Card Image
  • Gas Advantage® MasterCard®

  • Gas Advantage® MasterCard®

  • Save up to 10¢/litre on gas at Canadian Tire gas bars, instantly.1
Cash Advantage
  • Cash Advantage® MasterCard®

  • Cash Advantage® MasterCard®

  • Get up to 1.5% cash back everywhere you shop, and up to 3% cash back at Canadian Tire.2