* Equal payments, no interest" for 24 months is only available on request, on approved credit with a Canadian Tire Bank issued MasterCard and on purchases made at Canadian Tire of $200 or more (excluding gift cards). Not available on purchases using a Low Rate Options MasterCard. Interest does not accrue during the period of the plan. However, if we do not receive the full minimum due on a statement within 59 days of the date of that statement, or any event of default (other than a payment default) occurs under your Cardmember Agreement, all special payment plans on your account will terminate and (i) you will then be charged interest on the balances outstanding on such plans at the applicable regular annual rate from the day after the date of your next statement, and (ii) the balances outstanding will form part of the balance due on that statement. There is no administration fee charged for entering into a special payments plan. Each month during an equal payments plan you are required to pay in full by the due date that month’s equal payments plan instalment. Any unpaid portion not received by the due date will no longer form part of the equal payments plan and interest will accrue on that amount from the day after the date of your next statement at the applicable regular annual rate. Offer subject to change or cancellation without notice.
Additional information for residents of Quebec only: The regular annual rate for persons applying for the Options MasterCard is 22.99% for cash transactions and related fees and 19.99% for all other charges. Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. The minimum payment is the sum of (a) interest and fees shown on your statement, (b) the greater of any amount past due or any balance over your credit limit, (c) the amount of any equal payments plan instalments then due, and (d) $10. Balances under $10 are due in full. For residents of Quebec, the period between the statement date and the due date for payment is 26 days. The billing period covered by each statement can be from 28-33 days. The Options MasterCard does not have an annual fee. Examples of borrowing costs (rounded to the nearest cent) assuming that all charges are purchases bearing interest at the regular annual rate of 19.99%, a 30 day month, no charges made on special payment plans and no other fees, additional payments or other charges are:
|If your average balance is:||$100||$500||$1000||$2000|
|Total monthly credit charges will be:||$1.64||$8.22||$16.43||$32.86|
®/TM Unless otherwise noted, all trademarks are registered by Canadian Tire Corporation, Limited and are used under licence.
®/TM MasterCard and World MasterCard are registered trademarks of MasterCard International Incorporated, and are used under licence.
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Use your Canadian Tire Options® MasterCard® to pay your bills online and start earning e-Canadian Tire 'Money'® instantly1!
*We have a long list of payees to select, but it may not include the one you are looking for. Example above is for illustrative purposes only.
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1 Terms and conditions apply to collecting and redeeming. Visit ctfs.com/ctm for more information
®/TM Unless otherwise noted, all trademarks are owned by Canadian Tire Corporation, Limited and are used under licence.
®/TM MasterCard is a registered trademark of MasterCard International Incorporated, and is under licence.